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Modern African Payments

Effortlessly connecting Africa’s businesses

Ziba Pay gives businesses a clear payment experience for collecting money and tracking what comes in across mobile money and cards.

View API Docs→

Payment channels

Channel status comes from site flags. Payment-service targets MTN Rwanda (mtnrwanda). Provider keys and human confirmation still decide what can be charged in production.

MTN MoMoLive
Airtel MoneyLive
VisaLive
MastercardLive
Settlement Preview
Illustrative example
Demonstration Volume
RWF 0Sample preview
MTN
Retail Payment
+250****0001
+RWF 250.00
Mobile Alert
Illustrative example
Payment receivedJust now

RWF 650.00 via MoMo

Accept payments

Accept online and mobile payments in selected African markets.

Learn more

Payment status

Check a payment with the status API after you start a collection.

Learn more

Developer API

REST reference for MTN, Airtel, and order routes. A separate sandbox is not confirmed.

Learn more

Dashboard

Review transactions in the merchant dashboard. Sample amounts on the marketing site are illustrative.

Learn more

Integration guides

Modern REST API reference and integration guides.

Learn more
Upcoming on Roadmap: Outbound vendor payouts & team disbursements (“Send Money”) are currently in scheduled development.
Request early access

Platform capabilities

Powerful features built for modern business

Customizable dashboards and status checks help you review transactions. Sample figures on this page are illustrative.

Status Polling & Verification

Check payment status on demand via the status API for automated, reliable payment confirmations.

Sample data • Illustrative example
Payment receivedJust now

RWF 250.00 sample payer

Sample payout12m ago

RWF 4,820.00 illustrative

Sample reference1h ago

ZP-SAMPLE not a live record

Customizable Dashboard

Monitor incoming payment volume from one clean dashboard interface.

Net VolumeActive
RWF 5,420,000

+24.8% this month

Illustrative example

Encrypted connections

API calls use authenticated access, and every sign-in emails a 6-digit code. Encryption and 3-D Secure details are not claimed until they are verified.

Account protection
Sign-in controls in account settings
API accessKey or bearer token
Two-factor sign-inOptional where enabled

Intuitive User Interface

Simpler checkout and dashboard workflows. Digital invoicing is not a confirmed product.

Instant Checkout
#ZP-9041
Total DueRWF 12,500

Illustrative example

MoMoCardTransfer
Pay Securely
Seamless Collection

Collect payments in one place, effortlessly

Running a business is hard enough. Getting paid should be the straightforward part. Ziba Pay empowers you to collect payments across supported African payment channels and monitor transactions from your dashboard.

MTN MoMo (Live), Airtel Money (Live), Visa (Live), Mastercard (Live)
Check payment status with the status API
Collect from the dashboard or the documented API
Explore Payment Solutions
Merchant accepting a payment with mobile checkout
Payment receivedSample data

RWF 450.00 illustrative

Financial Clarity

See payment status in one view

Monitor payments from the dashboard and confirm results with the status API. Settlement timing is not published until it is confirmed.

Discover tracking & reporting features
Payment tracking view
Developer-First

Clean, documented, and easy-to-use APIs for developers

Read the API reference, then confirm a payment with the status API. A separate sandbox and live card processing are not confirmed.

Reliable payment references and status checks
Checkout through the documented payment routes
Authenticated API access
Status API polling after a collection starts
Explore Developer Docs
POST /payment/mtn-momo-pay
curl -X POST "https://payment-service-mh2d.onrender.com/api/payment/mtn-momo-pay" \  -H "Authorization: Bearer $ZIBA_ACCESS_TOKEN" \
  -H "Content-Type: application/json" \  -d '{
    "amount": 1000,
    "currency": "RWF",
    "phoneNumber": "+250788000000"
  }'
200 OK•Illustrative example. Auth: Bearer token. Poll status API.
JSON
Payments

Accept customer checkout

Manage balances and accept customer checkout across mobile money and cards.

Ziba Pay checkout
Payment status

Check a reference

Digital invoicing is not a confirmed product. Use the status API to check a payment reference.

Read the status API
INV-2026-089Illustrative example

Issued Oct 14, 2026

Paid
Billed To

Kwame Mensah

Acme Studios Ltd

Payment Channel

MTN Mobile Money

Ref: +250****000

DescriptionAmount
Web & API IntegrationRWF 2,450.00
Total Settled
RWF 2,450.00

Illustrative example

Transaction fees

Clear fee structure — rates on request

Published percentages stay off this site until commercial terms are approved. Ask our team for a quote by market, channel, and volume.

Contact us for feesFull pricing page

Fee overview

  • Mobile money (MTN / Airtel)Contact for rate
  • Card (Visa / Mastercard)Contact for rate
  • Bank checkoutContact for rate
Frequently Asked Questions

Got questions? We've got answers.

Answers about payments, pricing, and the API. Commercial terms that are not confirmed say to contact the team.

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Showing 8 of 8 questions

Ziba Pay is a payment platform for businesses that collect mobile money and card payments where those channels are enabled. Payment results are checked with the status API. Commercial terms are not published on this site.

  • Merchant accounts and API access are available from the dashboard
  • MTN Live; Airtel Live; cards Live
  • Use the status API to check a payment reference
Create a merchant account

Still have questions?

Use the contact page or the help center request form. Response times and staffing are not published until they are confirmed.

support@zibapay.com
Help Center & Guides•Mailbox monitoring is not confirmed on this site.

Ready to grow your business with Ziba Pay?

Create an account and review the API. Contact us for pricing before you depend on commercial terms.

Get startedTalk to sales
Create an account in minutes
Review the documented payment routes
Contact us for pricing
Ziba Pay

Empowering modern African businesses to collect payments and check payment status through the status API.

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